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Pragnesh Bhatt is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent insurance companies in the states of CA (California Insurance License #0L78360), GA, IL, KY, MD, MI, MO, NC, NY, PA, TX, and VA. No insurance business may be conducted outside of these states referenced.

Pragnesh Bhatt is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency. In this regard, this communication is strictly intended for individuals residing in the states of GA, IL, KY, MD, MI, MO, NC, NY, PA, VA, CA, DC, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

Neither Saavi Financial Group LLC and its employees nor New York Life or its subsidiaries and affiliates provide tax, legal or accounting advice. Please consult your own tax, legal or accounting professional regarding your particular situation.